And maybe that is something who has become either subsidized or this has to be always a type venture that is not-for-profit.
Ted Michalos: Yep. Plus they talked about this, municipal bonds where in actuality the cash is put in a pool. My nervous about all those kinds of programs are, is you end up eating up more and more of the money because from administrative costs that they tend to get out of hand and. And that is not just a dig at our social system, thatвЂ™s just the truth. The longer you've got a scheduled system in position, the greater amount of high priced it becomes to manage.
Doug Hoyes: Yeah, the single thing you have to state concerning the banking institutions is they learn how to generate income.
Ted Michalos: they could turn a nickel right into a dime.
Doug Hoyes: ThatвЂ™s right, or 25 % more often than not. Your average big Canadian bank right now has revenue of approximately a billion bucks or higher every quarter.